Best American Express Cards of December 2023

With a $0 intro annual fee for the first year, then $95 (rates & fees), the card also has monthly statement credits with The Disney Bundle and Equinox+ (enrollment required). With a $250 annual fee (rates & fees), the Amex Gold card is actually one of the best cards for everyday spending because it earns 4x points at restaurants worldwide, plus takeout and delivery in the U.S. It also earns 4x points at U.S. supermarkets (up to $25,000 per year) plus 3x points on flights booked directly with airlines and with AmexTravel.com. The card also offers monthly dining credits (enrollment required) and Uber Cash credits for U.S. Uber rides or Uber Eats orders when you add your Amex Gold card to the app, as well as basic travel insurance. The American Express® Gold Card can earn you a pile of points from everyday spending, with generous rewards at U.S. supermarkets, at restaurants and on certain flights booked through amextravel.com.

1. Meanwhile, with cash-back cards, the Amex Blue Cash Preferred card is at a higher level compared to the Amex Blue Cash Everyday card and the Amex Cash Magnet card.
2. In other words, you shouldn’t necessarily value the digital entertainment credit at $240 per year.
3. Earn 2x Miles on dining at restaurants worldwide, and for takeout and delivery in the U.S.

American Express credit cards offer high-value rewards programs and some of the most generous perks in the industry. The Amex lineup has options for everyday shoppers, luxury travelers, small business owners and more. Check out the best cards offered by our partner American Express to see which Amex credit card is the best for you. The Blue Cash Everyday® Card from American Express pays elevated rewards at U.S. supermarkets, at U.S. gas stations and on U.S. online retail purchases.

Additional Platinum Cards have many of the same benefits as the Platinum Card, some of which are not available with the Companion Platinum Cards. Your Basic Card Member will continue to earn rewards on eligible travel, dining, and other purchases. Finally, some American Express cards offer a 0% introductory APR period, which gives you. A year or more without interest on purchases, balance transfers or both. These cards include the Blue Cash Everyday® Card from American Express and the American Express Cash Magnet® Card.

The Business Platinum Card from American Express: Best business card for travel

The Amex Green card earns 3x points at restaurants worldwide (including takeout and delivery in the U.S.), on all eligible travel purchases, and on transit purchases. The card earns a low 1x points on many everyday spending categories, including restaurants, supermarkets, and gas. When it comes to credit cards, no one card has everything to offer and that includes the Amex Platinum card.

Read our full review of the Blue Cash Everyday Card from American Express. The “original” American Express card is a great fit for travelers who can make use of its extensive list of airline and hotel transfer partners and its rich rewards on dining and travel. The American Express® Green Card also offers some potentially valuable credits and a good welcome bonus offer for new cardholders.

What is the best American Express card?

You can also use your Membership Rewards points to book travel directly through American Express Travel. But if the personal Amex Platinum is the only Amex card in your inventory, using points for airfare and hotel redemptions this way won’t get you amazing value. You’ll get only 1 cent per point when you redeem the points directly for airfare at Amex Travel and less than 1 cent per point when redeeming for hotel rooms. These 5-point categories are an excellent way to earn lots of Membership Rewards points. Based on TPG valuations, earning 5 points per dollar provides a 10% return. This website is using a security service to protect itself from online attacks.

If you spend a ton on groceries, be sure you’re selecting a card that will reward you accordingly. Then, consider your willingness to pay an annual membership fee. Many top American Express cards incur these fees, some of which approach $700 per year.

Bankrate.com is an independent, advertising-supported comparison service. The offers that appear on this site are from companies from which Bankrate.com receives compensation. This compensation may impact how and where products appear on this site, including, for example, the order in which they may appear within listing categories. Other factors, such as our own proprietary website rules and https://1investing.in/ the likelihood of applicants’ credit approval, also impact how and where products appear on this site. Bankrate.com does not include the entire universe of available financial or credit offers. With the Amex Platinum, you’ll earn 5 points per dollar on airfare purchased directly with the airlines or through the Amex Travel portal (on up to $500,000 of airfare purchases per calendar year).

The Platinum Card® from American Express overview

The information for the Hilton Amex Aspire has been collected independently by The Points Guy. The card details on this page have not been reviewed or provided by the card issuer. This post contains references to products from one or more of our advertisers. We may receive compensation when you click on links to those products. For an explanation of our Advertising Policy, visit this page. Certain Amex Offers may have caps on the maximum number of extra points available per the Membership Rewards program account.

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For most of us, the Amex Platinum card is the highest reasonably attainable level of Amex cards. The card also earns 5x points on flights purchased directly with the airline or with AmexTravel.com (up to $500,000 per year) and on prepaid hotels booked with AmexTravel.com. As you can tell, there’s lots to love about the Amex Platinum card, which is generally the second-highest level of card available through Amex. There are also monthly statement credits for The Disney Bundle and Home Chef (enrollment required). With the Amex Blue Cash Preferred card, you’ll earn up to 6% cash-back at U.S. supermarkets (up to $6,000 per year) and on select U.S. streaming services, as well as 3% cash-back at U.S. gas stations and on transit.

If you are loyal to one of the hotels or airlines that are a Membership Rewards transfer partner, like Delta SkyMiles or Hilton Honors, a cobranded card could be a great way to supplement your earning potential. The first cards you should consider pairing with the Amex Gold are other Membership Rewards points-earning cards. Amex allows you to pool amex playing cards your points into one Membership Rewards account, meaning you can earn across multiple cards and cash in for one fantastic redemption. American Express does issue debit cards through the American Express Serve family of cards. With these prepaid debit cards, you can effectively deposit money onto your card and use it as a checking account of sorts.

Many of the credit card offers that appear on the website are from credit card companies from which ThePointsGuy.com receives compensation. This site does not include all credit card companies or all available credit card offers. Many Amex cards are specifically designed to enhance your travel experience.

Let’s say you spend a lot on airfare and going out to eat with your friends and family. Many cards may offer higher earnings potential for one of those categories but not for the other. When it comes to this situation, carrying 2 different credit cards can help you maximize your spending. American Express issues many cards that earn Membership Rewards points.

Earn 14x Points on hotels & resorts at eligible purchases at hotels and resorts in the Hilton portfolio. Earn 7x Points on select travel including flights booked directly with airlines or AmexTravel.com and car rentals booked directly with select car rental companies. Earn 7x Points on dining at restaurants worldwide, and for takeout and delivery in the U.S.

As for earning rewards, the Amex Platinum card earns 5x Membership Rewards points for flights booked directly with airlines or with AmexTravel.com — up to $500,000 on these purchases per calendar year (then 1x). If you purchase a lot of airfare, it may be worth carrying the Amex Platinum card for that reason alone. It also earns 5x Membership Rewards points on prepaid hotels booked with AmexTravel.com. However, with all the premium benefits comes an exorbitant annual fee of $695 (rates & fees). While that may be hard to stomach for many, the card does come with numerous statement credits that help offset the hefty annual fee.

The bank offers many basic card options, including no-annual-fee cash-back cards, in addition to cards that are loaded with high-end benefits. The Capital One Venture card is a popular option for an all-around card. With the Capital One Venture card, you can earn an unlimited 2x miles on every purchase.